Post AEP Plans---Redux

Have gotten some GREAT coaching here-- SORRY for the length but think Im just gonna puke it all out--and hope the coaching holds up!

I already have two ex wives so no bashing please-I can always call one ex and if she is busy the other one is available! So I already get all the bashing I need!

Early 60's, started ten years ago in Life/Health--starting as a UHC ICA. Estimate of about 400 clients, mostly MA with some Med Supp and FE. Before Paine Webber owned a small local DM business. Have two BAs and an MBA. I am LOW tech and high touch. I dont do smart phone and probably wont.

I s
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