Getting Screwed with State Farm After Harvey

My husband and I have full coverage with State Farm. Our cars are being used as collateral with our credit Union. We have a $6,400 payoff on the loan. Both our cars received the minimal damage during the storm Harvey. They were parked in our driveway and got water on the floorboards nothing major just a little bit but enough to get carpet wet. I filed a claim with State Farm. My husband and I wanted to know what it would be to get the carpet replaced. Now State Farm wants to write off our cars as total loss. The guy told me it would be considered a level 2 with brackish water. There is no brac

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