If not term life, then what is our best option? We have two children together and would like a 20 year 750K policy. Definitely don't want to hide anything.
-currently age 35, 5-7 190 lbs
-live in MA
-diagnosed with ADHD as a child but takes no medication for it
-ocassionally prescribed ambien
-currently smokes marijuana once a week
-smokes cigars twice a year
-went to drug rehab when 15 and 16 for cocaine
-overdosed on heroin at age 29, hospitalized but not given narcan
-no serious debt except new mortgage and car loan
-free from hard drug use for 6 years
Source of insurance-forums.net
-currently age 35, 5-7 190 lbs
-live in MA
-diagnosed with ADHD as a child but takes no medication for it
-ocassionally prescribed ambien
-currently smokes marijuana once a week
-smokes cigars twice a year
-went to drug rehab when 15 and 16 for cocaine
-overdosed on heroin at age 29, hospitalized but not given narcan
-no serious debt except new mortgage and car loan
-free from hard drug use for 6 years
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