Should I Wait to Buy Term Life Insurance?

Here is my situation...I am a 49 yr old software developer, with a wife and no kids. I currently have no life insurance but plan to get a 15 yr $500k term life insurance policy to be covered until retirement age. My health is not ideal...I am about 80 lbs overweight with high cholesterol, high blood pressure and type 2 diabetes. Also I quit smoking about 15 yrs ago.

Recently I started a new whole food plant based diet that has proven to help tons of people like me lose the weight, reverse all of the health conditions listed above to the point of no longer needing any of the accompanying pre
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