Hello all,
I have a question regarding replacements. I have a client that was looking for $25k of coverage. I wrote them a policy with Royal Neighbors , effective June 28th. Client lives in GA and I live in PA. Client has paid their june , july and Aug premiums with Royal.
So here is my question the client calls in today and wants to add another $25k. I wrote them with another carrier as Royal's max is only $25k. Now the new company does not allow replacements through appetical but the have told me they are not replacing and the will keep both in force.
Now say next month or in 8 mo
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I have a question regarding replacements. I have a client that was looking for $25k of coverage. I wrote them a policy with Royal Neighbors , effective June 28th. Client lives in GA and I live in PA. Client has paid their june , july and Aug premiums with Royal.
So here is my question the client calls in today and wants to add another $25k. I wrote them with another carrier as Royal's max is only $25k. Now the new company does not allow replacements through appetical but the have told me they are not replacing and the will keep both in force.
Now say next month or in 8 mo
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