Question on Subsidy/tax Credit Payback at Tax Time

Hypothetical situation- A client lost their job and employer based health insurance, and goes on an individual medical plan OFF-exchange because she believes she will get a new job soon and doesn't want to mess with the subsidy/tax credit potential issues. The rest of the year (2016) comes and goes, and low and behold it's Open Enrollment and she's still unemployed. She then decides to go on O'Care, for January 2017 and gets a big subsidy/tax credit because she's projecting her income to be approx $15,000/year (based on remaining unemployment compensation payments and new part-time work).

Content of insurance-forums.net

Comments