MS - FE - Thoughts..

Not sure which direction to go. Some say - do both... but I need to focus on one and gain traction before getting twisted up with two in the beginning.

FE-Great upfron $. Supposedly pretty bad renewals. MS - low up front but pretty good residuals. The knock on MS is you better have another stream on income cause it's starvation mode for 6 plus months.

Frankly - I live in a very cold weather state -- winters can be very long--very. Driving around in -21 , -3 , -6 degree weather with severe wind gusts doesn't appeal to me. not to mention the traffic danger.. BUT - there are reps doi
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