Yesterday I attended an FMO AEP kickoff/CE seminar. One of the instructors told us that if claims warrant an investigation, the carrier has the right to order medical records during the first two years after the effective date. If the client was not truthful on the application, the policy can be rescinded. This sounds like the two-year contestability clause for life policies.
He used an example that if the ciient tells you they take a particular medication, but they don't know exactly what it's for to make sure you have them clarify it with their doctor.
Is this something you tell all y
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He used an example that if the ciient tells you they take a particular medication, but they don't know exactly what it's for to make sure you have them clarify it with their doctor.
Is this something you tell all y
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