LOA to Independent, with a Twist

Hello all,

I have been in the industry for a little over a year now so I am still learning all the ins and outs of life as an independent agent. I started off by partnering with a friend who has been in the life and health insurance industry for about 5 years. He knew the industry and I knew how to start a business. We both retain 50% ownership of the agency and have listed the agency as the General Agent with both of us listed as LOA to the agency. Both of our commissions are paying to the agency. For most of our contracts, he has made the phone calls and put everything in place. Whe
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