How big of a problem is siloed life insurance and annuity data? Would creating a platform for carriers, distributors, advisors and policy owners to interact be useful? This type of platform could aggregate data from the aforementioned players and therefore identify sales/service opportunities, target policy owners with directed messages and make the overall system more effective...of course data added by individual users will not automatically be available for viewing by other users (would need access). Essentially it becomes much easier for carriers to directly connect w/policy owners/other s
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