Without naming names, our agency recently wrote a Cancer policy for a married couple. It was a banded premium. Wife is 68, Husband is 76. Two different bands. Wife insisted that she be listed first on app for some reason.
Submitted app with band for 76 yo husband and appropriate premium. Because the policies are almost auto issued because of short app (and underwritten at claim time), the policy was issued and priced based on the 68 yo wife's age/band.
We have spoken with 5 people at this company in at least 3 or 4 depts. (hard to tell), and they have all concluded that [B]whomever is listed
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Submitted app with band for 76 yo husband and appropriate premium. Because the policies are almost auto issued because of short app (and underwritten at claim time), the policy was issued and priced based on the 68 yo wife's age/band.
We have spoken with 5 people at this company in at least 3 or 4 depts. (hard to tell), and they have all concluded that [B]whomever is listed
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