Hello,
My wife hit the parking fence in the apartment complex. We used the insurance to pay for the repairs, which came to $475.
So far, I have not scheduled any appointment with the insurance company to have the damage to our own car (and the child seat) assessed. The child seat would need to be replaced (~ $300), and the (paint) damage to the car would likely be in excess of a few hundred dollars, based on my own past experiences.
Given the above, should I even consider taking it for assessment, considering the likelihood of surcharge being applied to the premium later on ? The agent sai
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My wife hit the parking fence in the apartment complex. We used the insurance to pay for the repairs, which came to $475.
So far, I have not scheduled any appointment with the insurance company to have the damage to our own car (and the child seat) assessed. The child seat would need to be replaced (~ $300), and the (paint) damage to the car would likely be in excess of a few hundred dollars, based on my own past experiences.
Given the above, should I even consider taking it for assessment, considering the likelihood of surcharge being applied to the premium later on ? The agent sai
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