AIDS and First Day Coverage

Here's the scenario. Gentleman calls me from out of state (working the day job) and brings up that he is a smoker. He was rejected 4 years ago by an unknown company due to HIV/AIDS.

OK. So the GI option is it. As we were talking though he got me thinking. Other than Great Western, is their any company that would offer him day 1 coverage?

Considering how it's not an automatic death sentence anymore, when do you think this will become more of a "graded" or "modified" type of illness and not an automatic reject?
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