Purchasing Life Insurance with Possibly Converting

I'm a newbie, and going to purchase life insurance through North Western Mutual. I plan on getting a 20 year term (either a 500k, or $1,000,000 policy)but thought about getting the 90 life and wanted some advice.

Is it cheaper to stick with 90 life? If so, would my premiums still be the same throughout the age of 90?
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