Is There Such a Thing As Locking Your Rate for a Medgap Plan?

I heard from a client that her friend (T65) was able to find an agent who helped her lock her rate for a supplement plan, and her friend's birthday month is Nov.

I always thought the rate for a supplement plan is determined by the effective date not the application date, and if an application is turned in before one becomes eligible for Medicare, and there is a rate increase between the application date and effective date, she will get the increased rate.

Am I correct on this?

TIA.
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