Auto Accident/damage

Hi all,

Here's the scenario: My car was parked in the parking lot. A driver living in the same apartment complex knocked down my front bumper. A police report was filed, their insurance accessed the damage and determined a total loss, but they're saying my vehicle is old with some damages already and thus has no value. I need them to fix my bumper, but they won't do anything. What can I do?:mad:
Source of insurance-forums.net

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