Hey guys i had a client just under 2 years contestability pass away recently. Just got a response from the company that they are going to deny the claim because she should have said yes she was being treated for kidney disease all other questions on app answered no.
She passed away from something other than kidney disease but even if she was truthful and answers yes to that one question she still would have been issued standard first day coverage.
My question is for agents with similar situations did the company deny the claim, or adjust to the correct higher premium and pay the claim?
Source of insurance-forums.net
She passed away from something other than kidney disease but even if she was truthful and answers yes to that one question she still would have been issued standard first day coverage.
My question is for agents with similar situations did the company deny the claim, or adjust to the correct higher premium and pay the claim?
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