Sigh. I Hate Running into these

Hi everyone

Long-time lurker here. Used to read this forum a lot years ago, but took a break from the gig, and now I am back selling some insurance on the side, so Im glad to be back here, learning from all you guys.

Anyway, got a referral today. 77yr old male who purchased a 15yr Term policy and the term is running out in July. Received a letter from the carrier, informing him that his monthly draft will go from $135 to $1,575 if he wants to keep his coverage of $160,000

Unfortunately, he suffered a stroke 2 years ago, and had a triple-bipass 12 years ago (right after he purchased th
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