Manhattan Life CUL Dental Plan

I picked up this contract a couple of months ago and finally got someone interested in getting the DVH in FL. On the first page of the brochure it says "no dentist network". Of course I tell this to my client and when she asked her Dentist if they take this plan they say they do not.
So if the dentist says they don't take it, does the client have to pay the bill and get reimbursed? If so this plan just went to crap.
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