Ok so mainly deal only with the simplified issue final expense policies. Anyway I met with a couple today who are both very interested in buying a policy for the last time as they have switched over the years. She is 51 years old with fibromyalgia and on disability 5'7 170lbs. She currently has a universal life at $78 per month in which death benefit has recently been reduced from 100k to 50k to ensure guranateed benefit till age 100 at current premiums. He is 45 5'9 235lbs with slightly high bp that is controlled and also has universal life at $92 per month for 100k in coverage but hes only
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