Ok, I think I know the answer to this, but it is opposite of what I've believed for a long time.
Let's say we get hail and it damages only 1 side of your house, but the insureds siding brand and color have been discontinued since the house was last sided. Is the insurance company required to replace the siding on the entire house (thinking pair and set clause) or are they only required to pay for the portion of the siding (one exterior wall) that was damaged, even though they won't be able to match the siding on that wasn't damaged?
Assuming HO5, 100% replacement cost, so no co-insurance
Source of insurance-forums.net
Let's say we get hail and it damages only 1 side of your house, but the insureds siding brand and color have been discontinued since the house was last sided. Is the insurance company required to replace the siding on the entire house (thinking pair and set clause) or are they only required to pay for the portion of the siding (one exterior wall) that was damaged, even though they won't be able to match the siding on that wasn't damaged?
Assuming HO5, 100% replacement cost, so no co-insurance
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