Gust of Wind Caught Open Hood and Hit Windshield

My 19 year old son was working on his car with the hood up. A storm blew in suddenly and a gust of wind pushed his hood back, bending the hinges on the hood and hitting the windshield.

The windshield was damaged along with minimal damage to the hood and one quarter-panel. We got an estimate to fix it and it came to $1700.

I called the insurance company (esurance) thinking it would be covered by comprehensive insurance. The adjuster tells me that it is covered under collision because the hood collided with the windshield. In addition it is 100% our fault because the "hood was not se
Source of insurance-forums.net

Comments