I have a client that had a $30k dog bite claim on their renters insurance last summer and of course they are being dropped. The dog is a Border Collie but got spooked when a child wrapped their arms around the dogs head. I am a broker with about 10 different carriers and they have all told me no. I have a request through surplus lines right now so hopefully I'll hear something back but I just need to get something in force excluding the dog. Has anyone dealt with this or have recommendations? None of the earlier threads had much info on this.
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