So I wonder which of these is less difficult to do successfully?
FE obviously is less complicated and you can get off to a fast start, but if you are paid strictly on commission the chargebacks are going to eat you alive.
I don't have enough experience with term life to speculate about persistency, but I'd be interested to know how it compares for term life telesales to FE telesales. Since term tends to pay lower commissions, I would imagine it requires a much greater volume of sales to come out ahead.
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FE obviously is less complicated and you can get off to a fast start, but if you are paid strictly on commission the chargebacks are going to eat you alive.
I don't have enough experience with term life to speculate about persistency, but I'd be interested to know how it compares for term life telesales to FE telesales. Since term tends to pay lower commissions, I would imagine it requires a much greater volume of sales to come out ahead.
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