Commercial-Indi Agency, Expectations and Limitations

I did not realize the limitations of a small agency and also Commercial Insurance in general when I started this process but I am quickly learning there are many businesses that I simply cannot help. The Middle Market of $50,000-$100,000 in premium up to say about $1MM is not realistic. it feels like I have to target small business owners who the majority of the time are overlooked by most bigger agencies. They don't waste the manpower to go fight over a $5,000 account.

It hit me that if I continue on with a small independent agency that I am going to have to write a lot of policies to try
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