Ohio National Requires F2F?

I was about to submit an eApp with Ohio Nat for a $2million, 20 year. I then realized that it looks like they require you to see the client in person recently which probably isn't possible in this case as the client is 2 hours away.

The client likes the company and convertible options. Looking for a similar company that won't require me to see the person F2F
Source of insurance-forums.net

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