Backed into Neighbors Garage Door my Insurance Will Pay Only $700 of New $2400 Door

I have been communicating with my insurance company American Family Insurance.
My claim is that I backed into my neighbors garage door and it has to be replaced; it is an expensive door the new one will cost $2400.00 but my insurance will only cover $700 of it saying they are depreciating the garage door.
I have full coverage on by car for the very reason if an accident happened the insurance company would pay any claims over my $250.00 deductable.
They say that's the way insurance works they do not make anyone better off then when before the accident happened. Meaning the garage door is no
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