What Would You Do? Keep As One Policy or Multiple

Hello All, New member here and have some questions regarding auto/home insurance. Comments from any of you (especially insurance agents/underwriters) would be very much appreciated.

Residence: California.

my wife and I own two homes. we have my parents live in one and my wife and I live in another and also I pay for all mortgages and taxes. The homes are are less then two miles apart from each other within the same city. My wife and I have two cars and my parents also own two cars.

My insurance agent tells me it IS OK to have one policy for all four cars at one address to save $ o
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