Client: I'm calling to cancel my STM plan.
Me: Ok, did you buy something else?
Client: I got a $600/mo subsidy and have had Obamacare since March 1st and I'm paying only $200/mo.
Me: But your income is over 400% FPL like we discussed? And you know I sell ACA too? right?
Client: The Marketplace rep said I only have to claim my salary. Not the rest of my profits in my business. I was assured of this. In fact, I had to prove income, and sent in my W-2 only and they approved it.
Me: You got bad information. Here is the MAGI calculation. You better get educated and stop the bleeding.
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Me: Ok, did you buy something else?
Client: I got a $600/mo subsidy and have had Obamacare since March 1st and I'm paying only $200/mo.
Me: But your income is over 400% FPL like we discussed? And you know I sell ACA too? right?
Client: The Marketplace rep said I only have to claim my salary. Not the rest of my profits in my business. I was assured of this. In fact, I had to prove income, and sent in my W-2 only and they approved it.
Me: You got bad information. Here is the MAGI calculation. You better get educated and stop the bleeding.
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