Senior Market Segments...?

Hi all,

Wanting some input from seasoned pros about segmenting the Senior Market.----Should the senior market be broken down into segments?

I've noticed that there is "a difference" in the 65-70, 70-75, 75-80, 80+ aged Markets. It would seem the younger markets are suitable for a broader range of products than the older folks. (speaking as a newby).

65-70 markets are suited for

• -Medsups, MAPD
• -Final Expense
• -guaranteed investments?
• -ANNUITIES?
• -LTC?

70-75

• -Medsups, MAPD
• -Final Expense
• -Investments?

75-80[LIST][*]-from what i'm hearing,

Source of insurance-forums.net