Seems like it From my perspective doing health insurance, and a little FE here and there. Internet leads for health and FE have really gotten worse for me in the last year or so. Lower volume and lower quality. Though people bash 'em, Avatar leads have worked well for me in the past and now you pretty much can't get them. Live operator TM leads haven't impressed me much for the price. I should mention that I only do telesales.
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