How to Handle 81 YO No Part D

Caller today, referral from a financial services friend. Caregiver for 81 year old on several prescriptions. Stated there is no prescription drug coverage. Income and assets rule out Extra Help and Medicare Savings Program.

Between now and fall, for rest of 2017, I suggested resources like GoodRX and checking with the RX manufacturers. We looked up Restasis and got a coupon in caregiver's email.

I don't want the LEP estimating for Part D to be on me come this fall at open enrollment for an MAPD $0 to low cost HMO, which most likely could help, even with penalty, so will show penalty inf
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