AutoInsurance Premiums

Hi,

Say, if insurance has a claim from other party due to a collision(due to my fault), my premium go up, right?

Would there be any difference in my premium

1. If I don't claim for damages incurred to my car due to same collision.
2. If I claim for damages incurred to my car , lets say $2000.

please answer ASAP.

thank you.
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