I've been using this product with success the last year or so, and just looking for other opinions. There are a lot of options in the market, so wondering what others might be writing for their FIA business and how those stack up to Voya's product.
Voya Wealth Builder Plus
Pro:
Well known A rated carrier.
8 year product.
$15k-$100k= 6.5% S&P 500 pt to pt (currently).
$100k-$750k= 7.25% S&P 500 pt to pt (currently).
$750k+= 7.5% S&P 500 pt to pt (currently).
4% Fixed Rate (currently).
2% "Guaranteed Rollup Rate" in addition to S&P return.
Flexible premium.
Full accumulation value
Source of insurance-forums.net
Voya Wealth Builder Plus
Pro:
Well known A rated carrier.
8 year product.
$15k-$100k= 6.5% S&P 500 pt to pt (currently).
$100k-$750k= 7.25% S&P 500 pt to pt (currently).
$750k+= 7.5% S&P 500 pt to pt (currently).
4% Fixed Rate (currently).
2% "Guaranteed Rollup Rate" in addition to S&P return.
Flexible premium.
Full accumulation value
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