Should I Have Made a Claim?

In November or December of 2001 I was headed home west on Walnut St. in Philadelphia, PA in the evening. It was a cold and snowy day, the first snow we had had all winter. Walnut St is three driving lanes 1-way with a parking lane on each side. I did not have collision or uninsured motorist.

I, Driver A, was in the slow lane, going about 25-30. Driver B was next to me in the middle lane going about the same speed. Driver C was either in the fast lane or middle lane trying to pass driver B. He was very impatient, despite the fact everyone was driving slowly. He tried passing Driver B, but side
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