Final Expense Riders

What kind of riders are you seeing that help make the sale or make final expense more marketable to our clientele?

For example: I saw a policy this weekend (not final expense) with a heart attack/stroke/cancer indemnity rider attached to it. I thought that was pretty cool, and havent seen one like that on a FE policy.

Of course there are critical illness, children, ADB, disability, NHWP riders.

But are you guys seeing anything unique like the one outlined above on any FE policies?
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