Add-on Third-party Liability Policy for Borrowed Car?

I'm borrowing my brother's car for a few months - my car went kaput. I'd like to make sure I'm covered in case I hit somebody and cause damage or injury.

We're weighing whether to add me to his policy as a secondary driver, or: can a third-party add-on insurance just be purchased for/by me - and would the rate be comparable?
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