Not Sure what to Do About Accident with Friend's Car

Hello,

Forgive me in advance for my lack of knowledge about auto insurance, but I'm in quite a pickle and wanted to see whether someone has either been in this situation or can provide some helpful advice.

A few weeks ago, I hit my friends parked car (they were not in it) in my other friend's driveway. There was no damage to my car, but his damage is an estimated $1,200 to fix (this is about the average of 4 estimates he received). I'm in between paying out of pocket for his damage, but have also considered filing an insurance claim (since there is no damage to my car, there is no dedu
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