I own a policy for my child who is 17 and was diagnosed with ADHD. Now other insurance companies won't touch him for life insurance because of the diagnosis, and medicine he is on. I want to retain ownership and control over the policy after my child turns 21. Per there policy the insurance contract goes to him and the keep fighting me on this matter. Is there a way that I can tell them legally that I don't want ownership or benificiary of that policy transferee and I want to still keep paying premiums, and upkeep on the policy?
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