My STM client's grade school child is participating in gymnastics and cheerleading. Their STM policy excludes those sports. They would like coverage on the order of $10K for the typical ER/treatment of an injury. An indemnity plan would be helpful. It would be OK to do for the parent and child. Pre-ex not an issue. The school has no coverage to offer. Suggestions?
The Petersen International STM coverage excludes all but a list of sports, and excludes school sports. Their way of handling sports not on the covered or excluded list is to change child rate on family coverage to rate for child onl
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The Petersen International STM coverage excludes all but a list of sports, and excludes school sports. Their way of handling sports not on the covered or excluded list is to change child rate on family coverage to rate for child onl
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