1035 from NML WL 65 to MM 20 Pay

I posted on here a year or so ago about a policy I was sold straight out of college with little knowledge of life insurance. After a some research and this forums's advice/help I decided to hold onto the policy, which I'm glad I did. However, when the policy was sold to me I had no idea what I was getting into or even why I should have or want PLI - the adviser selling it to me worked for a family member and I somewhat blindly trusted him. The policy was not designed/built with cash value as a priority, which to for me now, is a priority. I've been working with an adviser that can sell Mas
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