I've been in negotiations with my insurance regarding a total loss. I'm planning to retain possession of my vehicle. In their last few offers, tax was always included. This time around, my adjuster stated that taxes aren't owed to me if I'm retaining the vehicle. I live in Colorado and have researched this topic, but can't find anything regarding taxes. Anywhere I've read online just says they'll calculate the value with taxes and registration fees, then subtract the salvage value. It makes sense they would keep the taxes if I keep the car, but I want to make sure this is the way it goes. Than
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