Senior Life????????????????

I replaced an SL policy today that was recently sold by phone.

20 pay on a 46 year old female smoker.

There was not a smoking question on the application. Do they not ask tobacco on that product?

Still blew it away writing her as a smoker. $5K more coverage in a 20 pay for $1/mo less.

Still in the free look period so she gets a full refund. They did tell her she could get a nice discount on a casket.:laugh:
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