Self Defense Umbrella Policy

So I've been looking at adding on an Umbrella Policy for awhile now. And by awhile, I mean 6 months when I realized they existed.

A friend of mine had asked if I knew anything about Self Defense insurance and I thought maybe an Umbrella policy would cover it.

So I called my SF agent. That was an awkward conversation btw.

SF has wording in their UPs that state they won't pay out for "Intentional" acts.

I guess you still intentionally pull the trigger in a self defense situation and that's their way of getting out of paying.

Why would you need this coverage might you ask? Al
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