Oxford Terminal Illness Rider

I received this marketing email from Oxford today. I'd like to draw attention to the two areas circled in yellow.

So, first, is this "terminal illness rider" like a double indemnity death benefit, i.e. if the insured dies of a terminal illness, it pays out an additional death benefit = to the face amount?

And do you suppose the "FALSE claims paid within 48 hours" is a typo?
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