Life Insurance Agents Earnings Are Exempt in Retirement from Social Security Earnings Test

I just read this article and it mentions something that I have not heard about all these years selling life insurance. Basically, if an agent retires early and receives Social Security, there is an earnings test to determine how much of that is taxable. However, if an agent is only receiving renewal income for any policies they sold before retiring, that does not count as income for determining if Social Security is taxable. So an agent can easily collect Social Security and 100k in renewals and the Social Security can be tax exempt. It is good to know this strategy now.

Here is the article

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