Elementary Question- What Was the Purpose of Mandated "Essential Health Benefits"?

Everyone knows that the purpose of Individual Mandate was to add healthy risks to the mix of anticipated adverse risks due to the lack of pre-existing conditions. Would ACA have gone down better if more people who had pre-ACA policies had been allowed to KEEP their existing policies?, thereby preserving their CHOICE. I don't understand why those responsible people were FORCED to buy a new policy that was often more expensive, albeit with richer benefits. I still say that consumers should have the right to exclude certain benefits such as maternity, children's dental and mental if they don't
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