Car Insurance General

Hey.

I had some basic questions about auto insurance and I guess insurance in general, that I guess are so basic I cant figure out the assumptions o.O

My friend has been paying for auto insurance for years without any accidents. So if he stops driving completely why cant he get his money back??!!

That's thousands of his dollars paid for absolutely nothing??!! It just seems like a blatant societal scam to me. The insurance company pretty much stole thousands of his dollars in my eyes, now that there's no risk of him damaging another's life or property with a car.

I've read about car
Source of insurance-forums.net

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