Adult Daughters Insurance Company Trying to Make Claim on Parents

I'm looking to see if anyone else has had this situation. I have a grown adult child temporarily living with her parents because she just got back into town after traveling abroad. She has her own car and own insurance and was not in the household when I wrote the policy. After being back, she had a substantial liability claim that could go beyond her limits and the adjuster from her company is calling me to put a claim under her parents policy in order to (protect her)

I called the company to file the claim and they pretty much asked me why and then said I didn't have to. Has anyone el

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