Todays seniors face many unforeseen challenges, particularly as costs continue to rise for everything from groceries to medications. Further, many retirees are just scraping-by without any cushion to pay for emergency expenses. This ongoing erosion of assets threatens an entire generation of seniors who are currently struggling to pay retirement costs. And unfortunately, it might be even worse for baby boomers and Generation X as a recent study found that 35 percent of households in their prime earning years have nothing saved in a retirement account and no access to a traditional pension t
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